If you are renting an apartment or home it is a good idea to have renter's insurance. Many landlords are now requiring this as part of the lease agreement.
It is important to remember the landlord's insurance only covers the building—not the your belongings or liability for accidents. If your possessions are stolen, or damaged by a fire or severe weather, a renters insurance policy will help you recover their value. If someone is injured in an accident in your home, renters insurance helps protect you in case of a liability lawsuit. You can even get coverage for living expenses should you have to move out of your apartment because of a fire.
We also consult on the following types of insurance:
- Landlord property insurance
- Rental property insurance, including vacant properties